If you travel frequently, it is a wise option to get a business travel insurance policy which is a customized policy and it includes coverage for any travel arrangements suited especially for you and also includes rental car accidents and luggage loss coverage. If ever something unexpected happens that causes the travel to be cancelled, with a business travel insurance, you can reimburse the expenses you paid for the trip. Travel insurance plan for domestic travel is cheaper of course than coverage for international business travels. And for a better deal for regular business travelers, Annual business travel insurance policies could be the solution.